Vehicle Insurance - Probably the greatest liability exposure one would ever have is sitting behind the wheel. Auto insurance protects the individual with bodily injury and property damage liability. Uninsured and underinsured motorist protection can be added to protect against the legally responsible party. Coverage for damage to your vehicle may be added with comprehensive and collision. Medical and wage loss limits are included along with property protection liability. Unlimited life long medical, commonly seen on policies as MCCA (Michigan Catastrophic Claims Association) is on all Michigan policies. This is an important coverage in the event you are severely injured in an auto accident.

Motorcycle Insurance - Ask some and they may tell you they value their bike more than their spouse. On or off-road bikes are prized possessions. It is important to protect your motorcycle and any accessories in the event of an accident. A motorcycle policy will protect you for bodily injury and property damage liability. When purchased, specified medical payment coverage will be included. Physical damage for the bike can also be endorsed to the policy.

Vacation Trailers/Campers - Your home away from home regardless if it's on wheels or in the back of your pickup needs to have proper coverage to protect the unit against loss. Comprehensive and collision damage must be purchased on your trailer. The vehicle that is pulling the trailer affords liability protection. Please note, liability coverage for the unit once it is detached from the vehicle must be added to the insurance policy.

Antique/Classic Auto Insurance - Antiques, classics, show cars, trucks, classic motorcycle collections, muscle cars, exotics, and street rods and customs are some of the specialized vehicles covered by this program. Unique in nature because of the value and usage of these vehicles, the program is designed to cover the unit insured on an "agreed value" basis. Agreed value coverage guarantees that you will receive every dime of what you insured your car for in the event of a total loss.

Submit a Claim

Use our handy online form to submit a claim any time, anywhere, 24 hours a day, seven days a week.


Online Payment

For your convenience, we have provided direct links for you to pay your premiums to your carrier(s).


Get a Quote

Use our online form to request a quote for homeowners insurance, auto insurance, and more.


Independent Insurance Agent Michigan Association of Insurance Agents

Linwood Location:

68 South Huron Road
P.O. Box 99
Linwood, MI 48634

(989) 697-4422
(888) 595-6936
(989) 697-4424 (fax)


Standish Location:

110 N James St
P.O. Box 746
Standish, MI 48658

(989) 846-9971
(989) 846-9981 (fax)


Reese Location:

9899 Saginaw Street
P.O. Box 386
Reese, MI 48757

(989) 868-4088
(989) 868-4096 (fax)


Pinconning Location:

219 W. Third St.
Pinconning, MI 48650

(989) 879-4280
(989) 879-6090 (fax)