Order's up!

To make sure your restaurant is as safe as it can be, we're serving some tips you need to read:


  1. Find a fire extinguisher. Have at least two—each on opposite ends of the kitchen. Make sure to have them inspected every year, and make sure all employees know how to use them.
  2. Install the safety devices. Every restaurant should have smoke and carbon monoxide detectors, as well as temperature and pressure relief valves.
  3. Schedule regular maintenance. Keep your appliances and electrical equipment running as smoothly as the restaurant.
  4. Keep your cool. Reduce the temperature on your water heater to reduce the risk of scalding.
  5. Use "wet floor" signs. Put them out as soon as possible and as often as necessary.
  6. Keep the load light. Use smaller trays, because the less your employees carry, the less likely they are to drop something.
  7. Lift with care. When it comes to carrying heavy objects, employees should lift with their legs and take smaller steps.
  8. Know where to store. Put the heaviest items on the middle shelves, so employees aren't bending and reaching. If you have everyday items on the top shelves, provide step stools for easy access.
  9. Train their brains. Teach your staff about the most common food allergies and how to prevent cross-contamination.
  10. Learn the language. When moving through a crowded kitchen or dining room, encourage employees to say things like, "right behind you" or "coming around the corner."
  11. Address the dress. Are your employees wearing long sleeves to reduce the risk of burns? Do they wear closed-toe, non-slip shoes? What about cut-resistant gloves?
  12. Invest in insurance. Keep your small business in business with commercial coverage that counts. Please call one of our agents to discuss your individual situation.


Submit a Claim

Use our handy online form to submit a claim any time, anywhere, 24 hours a day, seven days a week.


Online Payment

For your convenience, we have provided direct links for you to pay your premiums to your carrier(s).


Get a Quote

Use our online form to request a quote for homeowners insurance, auto insurance, and more.


Independent Insurance Agent Michigan Association of Insurance Agents

Linwood Location:

68 South Huron Road
P.O. Box 99
Linwood, MI 48634

(989) 697-4422
(888) 595-6936
(989) 697-4424 (fax)


Standish Location:

110 N James St
P.O. Box 746
Standish, MI 48658

(989) 846-9971
(989) 846-9981 (fax)


Reese Location:

9899 Saginaw Street
P.O. Box 386
Reese, MI 48757

(989) 868-4088
(989) 868-4096 (fax)


Pinconning Location:

219 W. Third St.
Pinconning, MI 48650

(989) 879-4280
(989) 879-6090 (fax)