Personal Perspective is for all consumers. Four issues per year deal with personal concerns such as Homeowners, Renters, Fire, Flood, Auto and other insurance, as well as risk management. Two additional issues per year focus on Life & Health insurance and financial services issues such as retirement and estate planning. Some examples of past articles include "Difficult Questions at the Car Rental Desk" and "Will Your Policy Replace the Property It Insures?"

Construction is a commercial lines newsletter that focuses on issues relevant to small and medium-size construction companies. Topics covered by this newsletter include safety issues, risk management, Workers Compensation issues for contractors and insurance for contractors. A regular feature of this newsletter is the "Bright Insights" section, which provides helpful resources for additional information. Some examples of articles include "Eye Injuries Demand Immediate Attention" and "Win Bids by Finding Problems".

Employee Benefits is a commercial lines newsletter for the Human Resources department or owners of small and medium-size businesses. This newsletter provides valuable information on topics such as 401(k) plans, Long-Term Care policies, cafeteria plans, independent contractors, health care concerns and education. Examples of articles include the following; "The Real Costs of Health Coverage: Who Pays?", "Uninsured Kids Seldom See Doctors" and "Why COBRA Stops". A regular feature of this newsletter is "You Oughta Know" featuring real-world examples of the human resources problems facing businesses today.

Business to Business is a commercial lines newsletter designed for small to medium-size businesses, such as restaurants, dry cleaners, and other sole-proprietor operators. This newsletter covers a wide range of topics including Employment Practices Liability, Business Interruption, Workers Compensation, Businessowners Policies, Commercial Auto and Umbrella Insurance - not to mention employee benefits, safety procedures, business tips and human resources guidelines. Every issue also features a section on risk management. Recent articles include "Telecommuters vs Independent Contractors", "COBRA Requires Extending Medical Benefits" and "The Probability of Being Sued".

Workers Comp: Your Risk Management Guide is a specialty newsletter that focuses on risk management for any business with employees. Topics covered by this newsletter include controlling medical costs, fighting fraudulent claims, workplace safety programs and current events. Each issue includes "State of the States" - up to date news on Workers Comp Legislation and regulations in individual states and "Wise Move", a column on how to prevent Workers Comp claims. Recent articles include "Fight Fraud", "Replacement Workers Pose Comp Concerns" and "Accommodating Mental Illness".

Life and Health Newsletter